Amerihealth Insurance Addiction Treatment Coverage For Alcohol & Drug Detox & Rehab

Amerihealth Insurance Addiction Treatment Coverage For Alcohol & Drug Detox & Rehab

Who is Amerihealth Insurance?

AmeriHealth is a family of companies that provide health insurance coverage and related services to individuals and businesses in the northeastern United States. The company is based in New Jersey and offers a range of health insurance plans, including group health insurance, individual health insurance, and Medicare plans. AmeriHealth also provides administrative services to self-insured employers and third-party administrator services to other insurance companies. They are not a government agency, but a private company.

Amerihealth Insurance Addiction Treatment Coverage For Alcohol & Drug Detox & Rehab

Amerihealth Insurance typically covers addiction treatment for alcohol and drug detox and rehab. This coverage may include inpatient and outpatient treatment, as well as medication-assisted treatment. However, the specifics of the coverage can vary depending on the specific plan and the state in which you live. It’s best to check with Amerihealth directly or with your employer’s benefits administrator to find out what is covered under your plan.

What Coverage Does Amerihealth Insurance Provide For Alcohol & Drug Treatment?

Amerihealth Insurance typically provides coverage for a range of alcohol and drug treatment services, including inpatient and outpatient treatment, as well as medication-assisted treatment. The specific coverage will depend on the plan and the state in which you live. However, coverage may include:

• Detoxification services, which help individuals safely and comfortably withdraw from the substance they are dependent on
• Rehabilitation services, which can include therapy, counseling, and other forms of behavioral health treatment
• Medication-assisted treatment (MAT) for opioid and alcohol use disorders
• Inpatient treatment, which provides round-the-clock care and supervision in a residential setting
• Outpatient treatment, which allows individuals to receive treatment while living at home and continuing to work or attend school

It’s always best to check with Amerihealth directly or with your employer’s benefits administrator to find out what is covered under your specific plan.

Does Amerihealth Insurance Cover Mental Health & Substance Abuse Treatment?

Amerihealth Insurance may cover mental health and substance abuse treatment, but the specific coverage will depend on the plan and the state in which you live. It’s best to check with Amerihealth directly or with your employer’s benefits administrator to find out what is covered under your specific plan.

In general, mental health treatment can include therapy, counseling, and medication management. Substance abuse treatment can include detoxification, inpatient rehab, outpatient rehab, and medication-assisted treatment (MAT).

Many plans under Amerihealth Insurance covers both mental health and substance abuse treatment as part of their behavioral health benefits. This means that you should be able to receive the treatment you need, whether it is for a mental health disorder, a substance use disorder, or both.

It’s important to note that if you are seeking for treatment for both mental health and substance abuse, it’s important to find a treatment center that specializes in treating both conditions, which is known as Dual diagnosis treatment.

Rehab Centers In Network With Amerihealth Insurance

The specific rehab centers that are in-network with Amerihealth Insurance will depend on the plan and the state in which you live. You can check with Amerihealth directly or check their website for a list of in-network providers in your area. Additionally, you can reach out to potential rehab centers and ask if they accept Amerihealth insurance. Also, you can check the facility’s website to see if they accept the insurance, or if you want to narrow down the search you can check for the list of providers available under your specific plan.

It’s important to note that in-network providers typically have a contract with the insurance company and have agreed to accept a certain rate for services, which can lower your out-of-pocket costs. It’s always a good idea to check if the rehab center you are considering is in-network with your insurance plan before you start the treatment.

It’s also worth noting that If a rehab center is not in network with your insurance, you may still be able to receive coverage for services, but your out-of-pocket costs may be higher.

What Are Co-Pay & Max Out of Pocket With Addiction Treatment Therapy Centers Using Amerihealth Insurance

Co-pay and max out of pocket refer to the cost-sharing amounts that you are responsible for paying when you receive healthcare services.

Co-pay is a fixed dollar amount that you pay for a specific service or visit. For example, you may have a $25 co-pay for an office visit or a $100 co-pay for an emergency room visit.

Max out of pocket, also known as out-of-pocket maximum, is the most you will have to pay for covered healthcare services during a given period of time, usually a year. After you reach this maximum, your insurance will cover the remaining costs of your care.

The specific co-pay and max out-of-pocket amounts for addiction treatment therapy centers using Amerihealth Insurance will depend on your specific plan and the state in which you live. It’s best to check with Amerihealth directly or with your employer’s benefits administrator to find out what is covered under your plan.

In general, In-network providers typically have a contract with the insurance company and have agreed to accept a certain rate for services, which can lower your out-of-pocket costs. Out-of-network providers may have higher co-pays and max out-of-pocket costs.