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Tufts Insurance: Rehab & Detox Coverage For Addiction Treatment

What Does TUFTS Health Plans Cover For Rehabilitation and Detox?

Addiction is a disease that many suffer across the world. Like any other disease, it can affect a person’s life. It can also affect the people around them. Treatments and therapies to battle addiction are available in health facilities across the country. But many have second thoughts about seeking help due to the costs of these treatments.

In accordance with the Affordable Healthcare Act, TUFTS Health Plan Foundation is providing financial coverage for alcohol and substance use disorders.

When Should You Consider Rehab?

It’s hard to figure out of you have a problem. Sometimes, what we think of as “functional requirements,” can already be considered a serious issue. It’s a slippery slope, but there are telltale signs.

  • Is it getting in the way of work, relationships, health or the law?
  • Are your friends and family expressing their concern?
  • Do you experience nausea, sweating or anxiety when you stop?
  • Are you drinking or using drugs while you’re pregnant?
  • Are you concerned about your own use of alcohol or drugs?
  • Do you suspect that someone close to you has a problem?

 

Answering “Yes” at least one of these questions means you should see a doctor. Addiction is a slippery slope and often people don’t see the slope at all. Seeing a doctor allows you to find out how bad the problem is, and guide you to the best course of action.

Rehabilitation Coverage

TUFTS Health Plan covers the following treatment and rehabilitation programs:

  • Cocaine
  • Crystal Meth
  • Heroin
  • Marijuana
  • Alcohol
  • Prescription Drugs

To get more in-depth information about TUFTS’s coverage, contact your addiction specialist. TUFTS will also guide you to find the closest rehab centers and physicians for your needs.

Coverage Duration:How Long Can I Stay In Treatment?

The exact duration TUFTS will cover depends on the program. There’s no general length or minimum coverage. Once you have your doctor’s recommendation, contact TUFTS to find out how long they can cover.

Inpatient vs. Outpatient: What is Covered?

The good news, TUFTS covers both inpatient and outpatient rehab and detoxification.

Outpatient care costs less. If you want to continue with your normal lifestyle while getting treatment, then this is for you.

Outpatient care involves 1-3 hour visits for medication, counseling, private treatment, and group meetings. The good part is that you can immediately apply the skills you learn from your meetings, and sleep in the comfort of your home.

Inpatient care is recommended for more severe issues. These programs place patients in controlled environments with round-the-clock care. The programs last for several weeks, sometimes reaching a few months. After the program, doctors often recommend outpatient programs to help patients transition back to their lives.

Healthcare providers and insurance work hand in hand to get the help you need. It’s their responsibility to give you the best they can offer, but it’s still up to you whether rehab will succeed or not. Step up to the challenge and face your problem head on. If you know someone undergoing rehab, make sure you show them your support. RehabNear.Me is dedicated to helping individuals struggling with addiction.